Ph987 deposit methods: funding an account in the Philippines
GCash, Maya, InstaPay and QR Ph, cash counters — entry points, ceilings and realistic crediting windows.
Go to Ph987 →A deposit at Ph987 starts in the operator's cashier, not in a wallet app — the central bank had gambling entry points removed from e-wallets in August 2025. From there the practical rails are GCash and Maya, bank transfers over InstaPay and QR Ph, and cash counters that top up a wallet. Entry points are commonly ₱100, and the funding account has to carry the same name as the gaming account. Credit cards and crypto are not permitted under PAGCOR licensee rules.
How a Philippine deposit actually works in 2026
- Most Philippine cashiers in this segment start at ₱100, which keeps the entry point in micro-stake territory rather than high-roller territory.
- A deposit always starts inside the operator's cashier: since August 2025 gambling entry points have been removed from e-wallet apps on the instruction of the central bank.
- GCash carries a ₱100,000 balance ceiling and a ₱100,000 daily transfer ceiling on a fully verified wallet; a semi-verified wallet is capped at ₱50,000 and an unverified one at ₱10,000.
- Maya suits larger transfers because fully verified accounts carry noticeably higher ceilings than GCash.
- InstaPay moves up to ₱50,000 per transaction in real time; anything larger goes through PESONet and settles on the next banking day.
- Credit cards and crypto are not permitted as a funding method under PAGCOR licensee rules, so any page offering them is describing something outside that framework.
- The account funding the deposit has to be in the same name as the gaming account — third-party transfers are the classic reason a first payout is refused.
Funding rails compared
| Rail | Typical entry | Crediting | Best for |
|---|---|---|---|
| GCash | From ₱100 | 15 to 120 minutes | Everyday amounts, the widest coverage |
| Maya | From ₱100 | 1 to 3 hours | Larger transfers on a verified account |
| InstaPay / QR Ph | Set by your bank | Minutes | Bank-to-cashier up to ₱50,000 per transfer |
| PESONet | Set by your bank | Next banking day | Amounts above the InstaPay ceiling |
| Cash counter | From ₱100 | A few minutes at the counter | Topping up a wallet without a bank account |
Funding an account in five steps
- Finish identity verification first — since 2026 the cashier stays closed until the ID and selfie clear.
- Open the cashier and choose the rail before you open your wallet app; the reference code shown there is what ties the transfer to your account.
- Send the money from an account registered in your own name, matching the name on the gaming account exactly.
- Enter any promotional code before you confirm the transfer — codes cannot normally be applied to a deposit already made.
- Keep the receipt or reference number until the balance appears; it is the only thing support can trace a delayed transfer with.
If a transfer has not landed after the window stated in the cashier, contact support with the reference rather than sending a second one.
Wallet ceilings that decide which rail you need
| Wallet status | Balance ceiling | Daily transfer ceiling |
|---|---|---|
| GCash, fully verified | ₱100,000 | ₱100,000 |
| GCash, semi-verified | ₱50,000 | ₱50,000 |
| GCash, unverified | ₱10,000 | Very limited |
| Maya, fully verified | Higher than GCash | Higher than GCash |
| InstaPay transfer | Not applicable | ₱50,000 per transaction |
Wallet and bank limits are set by the provider, not by the gaming operator, and are checked before a transfer leaves.